DirectINVESTOR

Own Your Share of America!

The following list of public companies that maintain an investment program open to the general public or that authorize an independent agent to develop and operate such a program has been developed by the Securities Transfer Association, Inc. as a public service. The list of such companies and contact numbers is based on information contained in publicly-available materials. While the STA makes every effort to keep the list current and accurate, it cannot ensure accuracy or completeness.

These type of programs are different from traditional dividend reinvestment programs in that any investor may participate - there is no requirement that the investor be a prior registered shareholder of the company.

Eligibility criteria, Investment program procedures and program features may vary substantially from program to program. Information about such programs must be obtained from the program administrator. Several companies offer initial purchase services only to residents of the state in which the company operates, to customers or may exclude residents of certain states. This list, which is available on request, does not constitute an offer to sell or a solicitation of an offer to buy any security of any company included on the list. Such offers and solicitations can only be made in strict compliance with applicable federal and state securities laws. Investors should always obtain and carefully study the program prospectus and service brochure before making any investment decision.

Prospectus & Enrollment Information Available via:

The DirectINVESTOR by Phone
The Clearinghouse by US Mail
NetStockDirect.Com by Download

Current as of JULY 23, 1996

ABT Building Products Co.(800) 286-9178-
Advanta Corp.(800) 225-5923-
AFLAC(800) 235-2667--
Air Touch Communications, Inc.(800) 233-5601--
American Recreational Centers(916) 852-8005--
American Water Works Co.(609) 346-8200--
Ameritech Corp.(888) PLAN AIT-
Amoco Corporation(800) 821-8100
Arrow Financial(518) 745-1000--
Atlantic Energy(609) 645-4506--
Atmos Energy(800) 382-8667-
AUGAT Inc.(617) 575-3400--
Banco de Santander, S.A.(800) 711-6475-
Bancorp Hawaii(808) 537-8239--
BanPonce(809) 765-9800--
Barnett Bank(800) 808-2233--
Bob Evans Farms, Inc.(614) 492-4952-
Boston Edison Co.(800) 736-3001--
British Airways(800) 711-6475-
British Telcommunications PLC(800) 711-6475-
Brooklyn Union Gas(718) 403-3334--
Cadbury Schweppes(800) 711-6475-
Capstead Mortgage(800) 527-7844--
Carolina Power & Light(800) 662-7232--
Carpenter Technology Corp.(800) 822-9828--
Cascade Natural Gas(800) 524-4458--
Centerior Energy(800) 433-7794--
Central & South West Corp.(800) 527-5797-
Central Hudson Gas & Electric(914) 452-2000--
Central Maine Power(800) 695-4267--
Central Vermont Public Service(802) 747-5406--
Central Fidelity Banks(804) 697-6942--
CMS Energy(517) 788-1868-
COMSAT Corp.(301) 214-3200--
Connecticut Energy(800) 736-3001--
Connecticut Water Service, Inc.(203) 669-8636--
Conrail, Inc.(800) 243-7812--
Crown American Realty Trust(800) 278-4353-
C.R. Bard, Inc.(800) 828-1639--
Dean Witter, Discover & Co.(800) 228-0829--
DeBartolo Realty(800) 850-2880--
Delta Natural Gas(606) 744-6171--
Dial Corporation(800) 453-2235--
Dominion Resources, Inc.(800) 552-4034--
DQE(800) 247-0400--
DTE Energy(800) 551-5009-
Duke Power(800) 488-3853--
Duke Realty(800) 937-5449-
Eastern Company(800) 633-3455-
Empresa Nacional
De Electricidad S.A.
(800) 711-6475-
Energen Corp.(800) 286-9178-
Enron Corporation(800) 662-7662--
Exxon(800) 252-1800--
Fiat S.P.A.(800) 711-6475-
First Commercial Corp.(800) 482-8410--
First USA, Inc.(800) 524-4458--
Florida Progress(813) 824-6416--
General Growth Properties(888) 291-3713-
Grand Metropoliton PLC(800) 711-6475-
Green Mountain Power(802) 864-5731--
Hawaiian Industries(808) 532-5841--
The Home Depot(800) 928-0380-
Home Electric Properties, Inc.(800) 278-4353--
Houston Industries(800) 231-6406-
Idaho Power Co.(800) 635-5406--
IES Industries(800) 247-9785-
IWC Resources Corp.(317) 639-1501--
Illinova(800) 750-7011--
Imperial Chemical Industries PLC(800) 711-6475-
Interchange Financial Services(201) 703-2265--
Integon Corporation(800) 826-3978--
Johnson Controls(414) 228-2363--
Kellwood Co.(314) 576-3100--
Kerr-McGee(800) 395-2662--
Madison Gas & Electric Co.(800) 356-6423--
McDonald's Corporation(800) 228-9623-
Meridian Bancorp(215) 655-2437--
Mid-American Energy(800) 247-5211--
Minnesota Power & Light(800) 535-3056-
Mobil(800) 648-9291--
Montana Power Co.(800) 245-6767--
Morton International, Inc.(800) 990-1010-
National Fuel Gas(716) 857-7706--
National Westminster Bank PLC(800) 711-6475-
Nevada Power(800) 344-9239-
New York State Electric & Gas(800) 225-5643--
New Jersey Resources Corp.(908) 938-1230--
Nippon Telephone and Telegraph(800) 711-6475-
NorAm Energy Corp.(800) 843-3445--
Norsk Hydro A.S.(800) 711-6475-
Northern States Power(800) 527-4677-
Northwestern Public Service Co.(605) 352-8411--
Novo Nordisk A/S(800) 711-6475-
NUI(800) 526-0801--
ONEOK Inc.(800) 395-2662--
Oklahoma Gas & Electric Co.(800) 395-2662-
Pacific Dunlop Limited(800) 711-6475-
Pharmacia & Upjohn(800) 286-9178-
Philadelphia Suburban(800) 205-8314-
Piedmont Natural Gas Co.(800) 633-4236-
Pinnacle West(602) 379-2500-
Portland General Corporation(800) 808-2233--
Procter & Gamble Company(800) 764-7483--
Puget Sound Power & Light(206) 462-3719--
The Reader's Digest Assoc., Inc.(800) 242-4653-
Rank Organization Public
Limited Corp.
(800) 711-6475-
Regions Financial(800) 922-3468--
Reuters Holding PLC(800) 711-6475-
Sony Corp.(800) 711-6475-
Southwest Gas(702) 876-7280--
TDK Corp.(800) 711-6475-
Telephonos de Mexico S.A.
de C.V. Series L
(800) 711-6475-
Tenneco(800) 808-2233--
Texaco(914) 253-4000-
Tyson Foods, Inc.(800) 822-7096--
United Cities Gas(800) 342-4413--
Urban Shopping Centers, Inc.(800) 992-4566-
UtiliCorp United(800) 647-2789--
U.S. West Inc.(800) 537-0222--
U.S. West Media Group(800) 537-0222--
Wal*Mart Stores, Inc.(800) 438-6278--
Western Resources, Inc.(800) 527-2495-
WICOR, Inc.(414) 291-7026--
Wisconsin Energy(800) 558-9663--
WPS Resources(414) 433-1445--
York International Corp.(800) 437-6726-

DirectINVESTOR is a not-for-profit service to provide individual investors with
information about Direct Stock Ownership and Direct Purchase Plans.


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Copyright© 1996 Netstock Direct, Inc.