Do you need travel insurance? Do you need a major medical plan for your travel. Do you need both?
Travel insurance generally provides coverage for such things as trip cancelation, tour company bankruptcy, baggage loss, emergency evacuation and accidental injury. You should be aware that while travel insurance provides exceptional coverage in most areas, medical coverage tends to be limited.
International major medical insurance deals strictly with medical issues and provides substantial coverage similar to home-based major medical policies. Coverage can be obtained for the U.S. citizen traveling outside the U.S. and for the foreign national visiting the U.S.
Depending on your needs, you can purchase one or both types of insurance. If you need travel insurance but require more medical coverage than travel insurance alone provides, then consider the purchase of both types of insurance. If you are planning to leave your home country for an extended stay (say, for business assignments or religious service) then you should consider an international major medical policy; in this latter case, travel insurance might not provide you with useful coverage.
Travel/Tour/Cruise Insurance | International Major Medical Insurance | Get Insurance Information |
In the very near future we will be providing detailed information on travel, tour and cruise insurance and major medical insurances on our site; this will aid you in determining - from your computer - just what level of coverage you need. You will also be able to send for application forms directly through the internet on our site. In the meanwhile, you may obtain further information and/or application forms by calling our toll-free number
faxing us at
or, by emailing us at .
Remember the Boy Scout Motto: Be Prepared
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