To insert a picture into a form (or report) you should be in form design mode (or report view):
Select Picture from the Insert menu. The "Open" dialog is displayed. You should locate the directory of the required picture file as normal and then double-click on the file (or click on Open) to close the dialog and insert the picture. Note that before the picture is inserted the mouse pointer, which will have turned to a cross, should be moved to a suitable position in the form before clicking once. You can always move or resize the picture once it has been inserted.
Once you have inserted the picture field, click on Browse to switch to browse mode in forms (or click on Print Preview in reports). The inserted picture will be displayed in each of the forms (or in the report).