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File not found
Path not found
Too many open files
File access denied
Invalid file handle
Invalid file access code
Invalid drive number
Cannot remove current directory
Cannot rename across drives
Disk read error
Disk write error
File not assigned
File not open
File not open for input
File not open for output
Invalid numeric format
Disk is write-protected
Unknown unit
Drive not ready
Unknown command
CRC error in data"Bad drive request structure length
Disk seek error
Unknown media type
Sector not found
Printer out of paper
Device write fault
Device read fault
Hardware failure
Division by zero
Range check error
Stack overflow
Insufficient memory
Invalid pointer operation
Floating point overflow
Floating point underflow Invalid floating point operation
Turbo runtime error U
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 INITIAL SETUP 
ErrorMemMakeWindow
ErrorMemDisplayWindow
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,Do You See Different Colors On The Screen? ::IF THIS SENTENCE CHANGES COLOR, YOU HAVE A COLOR MONITOR!!#<F1> For Help : <F9> When Complete 
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 Net Worth Items 
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Frame%Change Color of Menu and Window Frame
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Pick:Change Color of Character Highlighted to Pick Item in Menu
Help/Change Color of Help Lines at Bottom of Windows
Default subdirectory/ Default Location of Overlay, Help & Data Files
Budget items
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Income
Expenses
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Assets
Liabilities
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Interest BEFORE Extra Payments:
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##,###,###.##1                 Original Loan Amount :          
##.##9                 Initial Interest Rate :                 
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##N                                                                     RemainingN  Per/Yr     Date         Payment      Principal       Interest        BalanceN  ____________________________________________________________________________U
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  YTD TOTALS:  
     
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.  Periods / Payments Per Year.4Adjustable rates NOT available using the Rules-of-782Extra payments NOT available using the Rules-of-78U
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adjust PeriodicallyP
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 RATES 
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auGust	September
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DecemberU
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I   #/YR MM/DD/YR      PAYMENT     PRINCIPAL      INTEREST         BALANCEU
Amount of Loan?:
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Total Payments? (#):
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1st Payment Date?:
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Payment Method?:
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.Printing Detail Page...Press <Esc> to Quit....3                             RENTAL INCOME ANALYSIS8                         DETAILS FOR CASH FLOW STATEMENT!             Property Information,                Purchase Price ($):         
##,###,###.##,                Date of Purchase:           
mm/dd/yyyy,                Business Use (%):           
#############,                Useful Life (Yrs):          
##.##,                Selling Price ($):          ,                Date of Sale:               ,                Annual Appreciation (%):    
        ##.##,                Selling Costs (%):          #             First Mortgage Details,                Mortgage ($):               ,                Interest Rate (%):          ,                Term (Months):              
###,                Type:                       ,                Points (%):                 $             Second Mortgage Details
##########.##$             Operational Information,                Your Tax Bracket (%):       ,                Allowable Losses ($):       ,                Monthly Expenses ($):       
#,###,###.##,                Monthly Rents ($):          ,                Annual Expense Increase (%):,                Annual Rent Increase (%):   ,                Initial Fix Up ($):         ,                Occupied (%):               
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Date of Purchase?:
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Business Use? (%):
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Useful Life? (Yrs):
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Selling Price? ($):
Date of Sale?:
Annual Appreciation? (%):
        ##.##
Selling Costs? (%):
1st Mortgage? ($):
2nd Mortgage? ($):
Interest Rate? (%):
##.##
1st Term? (Months):
2nd Term? (Months):
Type?:
XXXXXXXX
XXXXXXXXXXXXX
Points? (%):
##########.##
Your Tax Bracket? (%):
Allowable Losses? ($):
Monthly Expenses? ($):
#,###,###.##
Monthly Rents? ($):
Annual Expense Increase? (%):
Annual Rent Increase? (%):
Initial Fix Up? ($):
Occupied? (%):
###.##
Property Taxes? ($):
###,###.##
Depreciation Basis? ($):
Annual Prop. Tax Inc. (%):
Tax Effect?:
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 Rental Analysis 
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NET WORTH:          U
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Lowest Sale ($):
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Highest Sale ($):U
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Total Fixed Costs? ($):
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Total Variable Costs? ($):
Total Cost of Unit? ($):
Unit Selling Price? ($):
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Sales @ Break-Even ($):
Fixed Costs as % of Sales:
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Variable Costs as % of Sales:
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Annual Interest Rate? ($): 
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Number of Periods? (#): 
Est. Tax & Insurance? ($): 
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% of Income for Payments? ($): 
Amount Financed ($):
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AFFORDABLE HOUSE PRICE
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First Interest Rate? (%): 
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First Term? (Months) (#): 
Second Interest Rate? (%): 
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SECOND MORTGAGE
                               
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 BUDGET 
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INCOME AND EXPENSE ANALYSIS	Actual vsIINCOME (excluding loan advances)   Projected          Actual    Projected
        
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TOTAL INCOME:                 IEXPENSES (excluding savings)       Projected          Actual    Projected
TOTAL EXPENSES:               
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PROJECTED CASH FLOW ANALYSISK                   Cash           Cash           Monthly                   K   Month         Inflows        Outflows       Difference          Balance 
Initial Balance:   
ACTUAL CASH FLOW ANALYSIS
SAVINGS AND LOAN SUMMARY
Actual Regular Savings:    
Actual Loan Advances:      
Projected Regular Savings: 
Projected Loan Advances:   U
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IRS Convention?:
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 ##.#
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Salvage Value? ($):
Recovery Period? (Yrs):
 ##.#
Placed Into Service?:
mm/dd/yyyy
Business Use? (%):
 STRAIGHT LINE DEPRECIATION 
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Book Value? ($):
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Salvage Value? ($):
Recovery Period? (Yrs):
 ##.#
Accelerated Percentage? (%):
Placed Into Service?:
mm/dd/yyyyU
 DECLINING BALANCE 
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Total Payments? (#):   
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Annual Rate? (%):      
##.##
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Payment Method?:       
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Payment Period?:       
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Compounding Period?:   U
LOAN CALCULATOR
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Start Date?:
mm/dd/yyyy
Last Date?:
Number of Days? (#):
##,###
Amount? ($):
##,###,###.##
Annual Rate? (%):
##.##
Payment Period?:
XXXXXXXXXXXX
Compounding Period?:
Days Per Year?:
Interest for Period:
###,###,###.##
Start Date Day:
Last Date Day:U
INTEREST DUE CALCULATOR
E)RSP
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Amount Borrowed? ($):
##,###,###.##
Number of Periods? (#):
Annual Interest Rate? (%):
##.##
Balance After Payment? (#):
Payment Method?:       
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Payment Period?:       
XXXXXXXXXXXX
Compounding Period?:   
Remaining Balance ($):
Payment ($):U
REMAINING BALANCE
Amount Borrowed? ($):
##,###,###.##
Number of Periods? (#):
Annual Interest Rate? (%)
##.##
Balloon Payment? ($):
Payment Method?:
XXXXXXX
Payment Period?:
XXXXXXXXXXXX
Compounding Period?:
Payment # Balloon Due?:
Payment Amount ($):U
BALLOON PAYMENT
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Amount Borrowed? ($):
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Number of Periods? (#):
Annual Interest Rate? (%)
##.##
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Payment Period?:
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Compounding Period?:
Extra $$'s Paid? ($):
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Total Interest Paid ($): 
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ACCELERATED PAYMENT
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 RATES 
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 Interest Rates 
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 <F9> Copy : <Esc> Cancel U
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##,###,###.##
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##,###,###.##
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##########.##
Present Value ($):U
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##,###,###.##
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Discount Rate? (%):
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 NET PRESENT VALUE 
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 ANNUITY SCHEDULE 
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Inflation? (%):
##.##
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Total Payments (#):
#############
Ending Date:   
Ending Day:    
& ANNUITY PAYOUT or TIME TO WITHDRAWAL 
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ErrorMemDisplayWindow
                          
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##,###,###.##
#############
XXXXXXXXXXXXX
##########.##
Required Payment ($):
#,###,###.##
Total Invested ($):
Years to Double:U
PAYMENT REQUIRED for FUTURE SUM
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Amount Invested? ($):
##,###,###.##
Amount Returned? ($):
#############
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##########.##U
INTEREST RATE EARNED
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E)RSP
E)RSP
E)Y^_
E)Y^_
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Annual Rate? (%): 
##########.##
Actual Periods?:
XXXXXXXXXXXXX
Desired Periods?:
Equivalent Rate (%): U
EQUIVALENT INTEREST RATES+Equivalent Rate for Two Compounding Periods
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E)RSP
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##.##U
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First Year?:
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Equal Value ($):
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Actual Value ($):
##,###,###.##
Average Rate (%):
##.##U
 PURCHASING POWER 
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Initial Amount? ($):
##,###,###.##
First Year?:
#############
IRR (%):
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 INTERNAL RATE OF RETURN 
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SolveIt!
The Financial Calculator
tm-(c) 1990 Pine Grove Software   (718) 575-9192U
   SolveIt! (tm) Version 
 Released on 
; All Rights Reserved.E      (C) Copyright 1990 by Pine Grove Software, All Rights Reserved L 
  PINE GROVE SOFTWARE        (800) 242-9192   :   (718) 575-9192         
H   User Supported: Please help distribute SolveIt! by sharing unmodifiedH   copies of this diskette with others. SolveIt! is copyrighted softwareJ   and it cannot be used beyond a 90 day trial period without purchasing aI   registered copy from Pine Grove Software or an authorized distributor.L 
  A registered copy provides all of the following benefits for only $90: 
  !  Nearly a 100 page printed manual describing financial concepts.     
  !  Free SolveIt! diskette upgrade to ver. 4.1 with PRINTING feature.   
  !  Free, one year subscription to SolveIt! update service. A $24 value.
  !  Toll free phone support service for one year. A $19 value.          
  !  Sincere thanks for your support of our User Supported Software.     
L   Order by mail (checks payable to PINE GROVE SOFTWARE), or by phone for   L   C.O.D. orders. Add $5 for shipping/handling.  Foreign orders, send $U.S. L   The programmer is a partner in Thompson & Roth, Computer Consultants     K   located in NYC. T & R has CPA's on staff. They specialize in accounting,L   networks and general business solutions. Thompson & Roth (212) 279-5570. K   *             THIS SCREEN WILL BE REMOVED WHEN YOU REGISTER.           *K => Pine Grove Software, Suite D1, 67-38 108th St. Forest Hills, N.Y. 11375
PRESS ANY KEY TO CONTINUE...U
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