Copyright: Logicorp, Inc. 1992-93


ABOUT SHAREWARE

The Shareware idea is beneficial to you.  You benefit from this "try it before you buy it" approach because it enables you to obtain the program at a small investment. Typically your small investment is only the charge for the telephone connection to a bulletin board. If you order a trial copy from a Shareware vendor your small investment is the price of the disks and shipping usually $5 -- $10.  Now you just need to spend time deciding if the program meets your needs.

If after a reasonable trial period you wish to continue using the program, you must then register it.  Registration will allow you to obtain the latest version of the program.  Registration also will provide notification of upgrades when available and our world class technical support.  However, if after the trial period, you do not find the program suitable, you should stop using the program.

See Order Form  and Next Release

To choose a Payoff! topic:

Select the green underlined topic you want to view.

Or when the pointer is over the topic, the pointer changes to a hand icon.


Options Overview
OPTIONS OVERVIEW:

This section customizes PAYOFF! for your needs.

Also see Payoff! Categories:

Change Fonts Overview

Sort Options Overview

Display Options Overview

To choose a Payoff!topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


CHANGE FONTS OVERVIEW

Changing fonts allows you to give your screen or report a custom look. Your choice of type styles depends on the printers or screen drivers you have installed.

To choose a Payoff!topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


CHANGE FONTS STEP BY STEP

To change fonts do the following:

1.	Select Options from the main menu (ALT O)

2.	Select Change font from the Options menu (ALT F)

Next select one of the following:

The top Change button for screen fonts

Or the bottom Change button for printer fonts

Or the Finished button to return to the main menu.

To change the fonts do one or more of the following:

Select the Head Font.

From the drop-down lists, choose the name, style, and size of the font you want to use in the reports or on the screen.

Select OK to save your new font selections.

To choose a Payoff!topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


SORT OPTIONS OVERVIEW

Sorting options allow you to determine in what order accounts are viewed on the screen and in the reports.

The sort options are:

AS ENTERED

ACCOUNT BALANCE (Ascending or Decending)

INTEREST RATE (Ascending or Decending)

PAYMENT AMOUNT (Ascending or Decending)

To choose a Payoff!® topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


SORT OPTIONS STEP BY STEP

The sort options allow you to determine in what order accounts are view on the screen and in the reports.

Do the following:

1.	Select Options from the main menu (ATL O)

2.	Select Sort from the Options menu (S)

3.	Select one of the following sort options:

AS ENTERED

ACCOUNT BALANCE (Ascending or Decending)

INTEREST RATE (Ascending or Decending)

PAYMENT AMOUNT (Ascending or Decending)

To choose a Payoff!topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


DISPLAY OPTIONS OVERVIEW

This option allows you to decide what is displayed on the main screen.

The display options are :

ACCOUNT NUMBER

ACCOUNT BALANCE

ACCOUNT BALANCE DATE

PAYMENT FREQUENCY

NUMBER OF PAYMENTS

INTEREST RATE

MINIMUM INTEREST CHARGE

REGULAR OVERRIDE PAYMENT AMOUNT

MINIMUM PAYMENT AMOUNT

MINIMUM PAYMENT PERCENT

TOTAL INTEREST PAID

TOTAL AMOUNT PAID

To choose a Payoff!topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


File Overview
FILE OVERVIEW:

To work on a file, you must first open and display it on your screen. You can then print, add, delete, and change the accounts.

To preserve your work, you must save it to store the version of the accounts you see on your screen in a file on a disk. When you are done select EXIT from the FILE menu.

Also see Payoff! Categories:

File Opening Overview

File Saving Overview

File New Overview

File Exit Overview

To choose a Payoff!topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


FILE OPENING OVERVIEW

When you start PAYOFF!, an empty account list displays on the screen.

From the FILE menu choose one of the following:

If you were working on a list of accounts and would like to start over with a "clean sheet of paper" choose NEW

Or choose OPEN to continue work on a previously saved file.

Also see Payoff! Category

File Opening Step By Step

To choose a Payoff! topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


File Opening Step By Step
FILE OPEN STEP BY STEP

In the File Name box, type the full name of the document including the extension.

If the document you want to open is not stored in the current drive or directory, do one or more of the following:

In the Drives box, select a new drive.

In the Directories box, select a new directory.

Choose the OK button.


FILE SAVING OVERVIEW

When you open an existing file, PAYOFF! copies it from the disk where it is stored and displays the copy of the accounts in the work area window. As you work, you are making changes to the copy of the file. To keep your latest work safely on the disk, you should frequently save your file.

Each time you save a file, the file remains open on your screen so you can continue work. When you finish working with PAYOFF!, close it by selecting EXIT under the FILE menu.

Choose a file name that is eight characters of less and begins with a letter of the alphabet. Also, add up to three characters for the extension. If you leave the extension off, the "POD" suffix is added for you. This extension will help you identify your PAYOFF! account files.

Also see Payoff! Category:

File Saving Step By Step

To choose a Payoff! topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


FILE SAVE STEP BY STEP

To save a new or unnamed group of accounts

Do one of the following:

From the File menu, choose Save As (ALT, F, A).

From the File menu, choose Save (ALT, F, S).

Do one of the following:

Save the document in the current drive and directory, type a name of up to eight characters in the File Name box.

Note: PAYOFF! automatically adds a "POD" extension unless you specify a different extension of up to three characters.

Save the document in a different drive or directory, do the following:

1.	In the Drives box, select a drive.

2.	In the Directories box, select a directory.

3.	Type the filename or the complete path in the File Name box.

Choose the OK button.


NEW FILE OVERVIEW

The NEW option is where you start entering your loan information. This option provides you with "a clean sheet of paper" that you can add loans too.

Also see Payoff! Category:

New File Step By Step

To choose a Payoff! topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


NEW FILE STEP BY STEP

The new option allows you to start with "a clean sheet of paper."

To add new accounts you will do the following:

Select EDIT from the menu (ALT E)

Select ADD (A)

Enter appropriate information

Also see Payoff! Category:

Overview of Editing

To choose a Payoff! topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


File Exit Overview
EXIT FILE OVERVIEW

This option is when you are done using Payoff! for the time being. If you have made changes Payoff! will ask you if you want to save your work.

Also see Payoff! Category

Editing Overview

To choose a Payoff! topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


File Exit Step By Step
EXIT PAYOFF!® STEP BY STEP

If you have made changes since you last saved, PAYOFF! asks whether you want to save the changes before quitting.

Do one of the following:

From the File menu, choose Exit (ALT, F, X).

Or press ALT+F4.

Or double-click the application Control menu box.


Installation
INSTALLATION SECTION

To install PAYOFF! run the Setup program, and do the following:

Insert the install disk in your floppy disk drive (in this procedure, drive A).

From the File Manager File, select drive A.

Then select  SETUP.EXE.

Follow the instructions that appear on your screen.


Zero Percent Loan
0% LOAN

A 0% loan is a loan that has no interest charges associated with the repayment of the loan. When you make a payment on a zero percent loan all of the payment goes toward reducing the outstanding balance.


CREDIT CARDS

A credit card is a card that is issued by a business or bank that authorizes you to buy goods or services on credit.


REGULAR LOAN

A regular loan has constant equal payments. When a payment is made to repay this loan only then principle portion goes to reduce the loan's balance. The interest portion of the loan goes to the lending institution as their profit for loaning you the money. This type of loan is more commonly referred to as a mortgage or an installment loan.


ACCOUNT BALANCE

This is the amount that you owe on a loan as of a given date.


ACCOUNT BALANCE DATE

This is the date that the Account Balance was valid.


ACCOUNT NUMBER

This can be the actual account number of your loan or any descriptive names that will allow you to identify a specific loan. This description must be unique, as compared to the other loan descriptions.


ADDITIONAL PAYMENT AMOUNT

The additional payment is from sources other then what Payoff! can reapply once a loan is paid off..


ANNUAL INTEREST RATE

This is the yearly interest rate of a loan, as expressed by a percentage.

For example:

A loan with a ten and one half yearly interest rate would be entered into Payoff! as 10.5. percent


AS ENTERED

This is just as you entered your loans. This is sometimes referred to as the natural order.


AS OF

The term "as of" is short for as of a given calendar date.

An example:

Your balance is one thousand dollars as of January 1 this year.


ASCENDING SEQUENCE

Payoff! sorts text alphabetically or numerically based on the farthest left character in the text. You can choose to sort the text in ascending or descending sequence.

Payoff! sorts alphanumerically (by numbers first, then letters). With this method, beginning with punctuation marks come before all others, those beginning with numbers come next, and those beginning with letters come last.

By sorting alphanumerically in ascending sequence punctuation marks come first. The numbers are sequenced from zero progressing though nine are next. Lower case letters are sequenced "a" progressing through "z". are next. , and upper case letters starting with "A" progressing through "Z" are last.

To choose a Payoff! Topic:

Click the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


CURRENT BALANCE

Current balance is the amount you still owe as of a given date.

An example:

Your current balance is one hundred fifty dollars as of the first of this month.

To choose a Payoff! topic:

Click the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


DESCENDING SEQUENCE

Payoff! sorts text alphabetically or numerically based on the farthest left character in the text. You can choose to sort the text in ascending or descending sequence.

Payoff! sorts alphanumerically (by numbers first, then letters). With this method, beginning with punctuation marks come before all others, those beginning with numbers come next, and those beginning with letters come last.

By sorting alphanumerically in descending sequence the upper case letters starting with "Z" progressing through "A" are first. The lower case letters sequenced "z" progressing through "a" are next. The numbers start with "9" progress through "0" are next. The punctuation marks are last.

To choose a Payoff! topic:

Click the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


FONT

A font is a collection of type faces or styles used to give your text a particular look.Choosing the appropriate point size for text can set the voice for a document and affect its readability. Your choice of type styles and sizes depends on the printers you have installed.

Currently only "fixed fonts" are available for your use.


HIGHEST INTEREST AMOUNT

This will identify the loan that you are paying the highest interest rate on.


HIGHEST INTEREST RATE

This will select the loan with the highest interest rate.


HIGHEST NUMBER OF PAYMENTS

This allows Payoff! to sequence the loans for you with highest number of payments appearing first and the lowest number of payments last.


HIGHEST PRINCIPAL AMOUNT

This allows Payoff! to sequence the loans for you with the highest principal portion of the payments appearing first and the loans with the lowest principal portion of the payments as last.


Highest Total Payment
HIGHEST TOTAL PAYMENTS

This will total the all the payments for each loan then select the loan with the largest total amount.


INTEREST RATE

This is the interest rate that is to be paid on this loan.


MAKE EXTRA CASH AVAILABLE FOR USE

By selecting this option you are telling PAYOFF! that when this loan is paid in full to use the dollars that were being applied to this loan and apply the same dollar amount to the remaining outstanding loans based on selected parameters.


MAXIMUM PAYMENT AMOUNT

This is the maximum dollar amount you want a payment to be.


MINIMUM INTEREST AMOUNT

This is the lowest interest amount due regardless of the account_balance.


MINIMUM INTEREST CHARGE

This is the minimum interest charge that you must pay even if the calculated interest payment is less then this charge.


MINIMUM PAYMENT AMOUNT

This is the lowest payment amount you can make.


MINIMUM PAYMENT PERCENT

This is the lowest payment amount you can make based on the current balance.

To choose a Payoff! topic:

Click the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


MONTHLY

The term "monthly" refers to a loan that is paid once a month.  Payoff!® assumes is that a "monthly" loan becomes due on the same day each month regardless when it is due within the month.


NUMBER OF PAYMENTS

This is the number of payment remaining on a loan.


PAYMENT AMOUNT

This is the amount of each payment.


PAYMENT FREQUENCY

How often you make a payment is called the frequency. A loan payment made once a month would have a payment frequency of monthly.

To choose a Payoff! topic:

Click the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


Regular Override Payment
REGULAR OVERRIDE PAYMENT AMOUNT

In place of the regular payment amount you pay this override amount.

To choose a Payoff! topic:

Click the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


Regular Payment
REGULAR PAYMENT AMOUNT

This is the dollar amount that you would normally pay as a payment.


Regular Payment
REGULAR PAYMENT OVERRIDE

A dollar amount other then the regular payment amount.


TOTAL AMOUNT PAID

Total amount paid represents all the dollars you paid toward a loan added as one lump dollar amount.


TOTAL INTEREST PAID

Total interest paid represents all the dollars you paid toward the interest portion of a loan added as one lump dollar amount.


USE EXTRA CASH WHEN AVAILABLE

If extra cash is available then it will be applied whenever appropriate.


License Agreement
LOGICORP, INC. SOFTWARE LICENSE AGREEMENT

This document is a legal agreement between "you" the end user and "I or Me" Logicorp, Inc.  BY USING THIS SOFTWARE, YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THIS AGREEMENT.  IF YOU DO NOT AGREE TO THE TERMS OF THE AGREEMENT PROMPTLY DISCONTINUE USE OF THE SOFTWARE.

PAYOFF is not public domain software.  PAYOFF is not FREE software.  PAYOFF is currently a SHAREWARE  program and requires you to register the program if you intend to use it beyond the Evaluation Period.

If you find PAYOFF useful and intend to use it, please register your copy as described.

Your registration will not have non-critical processes disabled, will help support PAYOFF's continued development and enable you to obtain future updates, fixes, enhancements, and extensions to the product.

LIMITED WARRANTY

This software is provided AS-IS.  There are no warranties, expressed or implied.

LOGICORP, INC. DISCLAIMS ALL WARRANTIES RELATING TO THIS SOFTWARE, WHETHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL SUCH WARRANTIES ARE EXPRESSLY AND SPECIFICALLY DISCLAIMED.  NEITHER LOGICORP, INC., NOR ANYONE ELSE WHO HAS BEEN INVOLVED IN THE CREATION, PRODUCTION, OR DELIVERY OF THIS SOFTWARE SHALL BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES ARISING OUT OF THE USE OR INABILITY  TO USE SUCH SOFTWARE EVEN IF LOGICORP, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIMS.  IN NO EVENT SHALL LOGICORP, INC.'S LIABILITY FOR ANY DAMAGES EVER EXCEED THE PRICE PAID FOR THE LICENSE TO USE THE SOFTWARE, REGARDLESS OF THE FORM OF CLAIM. THE PERSON USING THE SOFTWARE BEARS ALL RISK AS TO THE QUALITY AND PERFORMANCE OF THE SOFTWARE.

Some states do not allow the exclusion of the limit of liability for consequential or incidental damages, so the above limitation may not apply to you.

This agreement shall be governed by the laws of the State of Illinois and shall insure to the benefit of Logicorp, Inc. and any successors, administrators, heirs and assigns. Any action or proceeding brought by either party against the other arising out of or related to this agreement shall be brought only in a STATE or FEDERAL COURT of competent jurisdiction located in Cook County, Illinois.  The parties hereby consent to in personam jurisdiction of said courts.

This software and the disks on which it is contained are licensed to you, for your own use.  This is copyrighted software.  You are not obtaining title to the software or any copyright rights.  You may not sublicense, rent, lease, convey, modify, translate, convert to another programming language, decompile, or disassemble the software for any purpose.

You may make as many copies of the software as you need for backup purposes.  You may use this software on more than one computer, provided there is no chance it will be used simultaneously on more then one computer.  If you need to use the software on more than one computer simultaneously, please contact us for information about site licenses.

All users of PAYOFF are granted limited license to copy the product only for trial use by others and/or upload to a electronic bulletin board system (BBS) with the Sysop's permission, subject to the above limitations, provided that PAYOFF is copied in its full, unmodified, and unregistered form.  That is, the copy must include all files necessary to permit full unregistered operation of the program, and any additional files included with the distribution package. No fee, charge, license, warranty, registration obligation or other compensation of any kind may be accepted by the donor or recipient in exchange for a copy of PAYOFF, other than reasonable distribution costs which must not exceed $10.

As an Unregistered user you are granted a limited license to use PAYOFF on a trial basis for evaluation and determining if PAYOFF is suitable for your needs.  Use of PAYOFF, except this limited purpose, requires you to register the product.  The UNREGISTERED version of PAYOFF is fully functional, except that some noncritical processes are disabled.  REGISTERED USERS have all the product functions available.

For further information: Should you have any questions concerning this Agreement, or if you want to contact Logicorp, Inc. for any reason, please write: Logicorp, Inc. / 20 Fillmore Lane / Streamwood, IL 60107-1380.  If you need technical support for a Logicorp, Inc. Products please call or fax (708) 830-4878.  Our technical support hours are 9am to 5pm CST.

All Logicorp, Inc. products are trademarks or registered trademarks of Logicorp, Inc.  All other brand and product names are trademarks or registered trademarks of their respective holders.

©1992-1993 Logicorp, Inc. All Rights Reserved.


COMPUTE OVERVIEW

Compute will do all the necessary computations for you to determine a PAYOFF!based on your loan and personal options.

In addition to reapplying dollar amounts from loans as they are paid off to outstanding loans you can and an additional payment amount.

Using Help Contents

Also see PayoffCategory:

Compute Step by Step

To choose a Payoff! topic:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


COMPUTE STEP BY STEP

The COMPUTE option allows you to instruct PAYOFF!to crunch the numbers so you can see the results.

To crunch the numbers do the following:

Select Compute from the Main Menu (ALT C)

Add the following optionally:

EXTRA CASH/MONTH

EXTRA CASH INCREMENT

EXTRA CASH MAXIMUM

Select how to apply extra cash.

From the drop-down list, choose how you want extra cash applied.

The options are:

HIGHEST INTEREST RATE

HIGHEST INTEREST AMOUNT

HIGHEST TOTAL PAYMENTS

HIGHEST NUMBER OF PAYMENTS

Do the following optionally:

Rotate through all compute precedences

Automatically print recap report

Double click one of the following buttons:

COMPUTE or

CANCEL

By selecting the COMPUTE button you will see a bar graph showing you the percentage completed. You can select the CANCEL button anytime prior to the bar graph reaching 100 percent. When done you will return to the main menu. Also the report option (ALT R) is now available.


REPORTS OVERVIEW

The report's feature allows you to display or print the results of the PAYOFF!® computations.

The various reports are:

ACCOUNT RECAP

ANALYSIS BY DATE [DETAIL]

ANALYSIS BY DATE [SUMMARY]

ANALYSIS BY ACCOUNT [DETAIL]

ANALYSIS BY ACCOUNT [SUMMARY]

COMPUTE RECAP ANALYSIS

LOAN AMORTIZATION

To choose a Payoff!® topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER.

When the pointer is over the topic, the pointer changes to a hand icon.


Edit Overview Of Editing
OVERVIEW OF EDITING

Editing will allow you to add, change, and delete information pertaining to your loans. For more detailed information select one of the following:

Data Entry Fields

Buttons

Add Account Overview

Edit Account Overview

Delete Account Overview

Copy Account Overview

Cut Overview

Paste Overview

Add Account Step By Step

Edit Account Step By Step

Delete Account Step By Step

Copy Account Step By Step

Cut Step By Step

Paste Step By Step


Edit Buttons
BUTTONS

OK

You are confirming that the information pertaining to the loan is correct.  If you want to change this information latter you can do so by the EDITING option on the menu bar.

SOLVE

Once the SOLVE button becomes active, Payoff!® is informing you that it has enough information to deduce the remaining information. When you click on the SOLVE button you will see the additional information filled in automatically.

If the SOLVE button is inactive or grayed, Payoff!® does not have enough information yet to solve for the missing information.

UNDO

This button will reset all fields to the values that existed when first entering the EDIT screen.

CANCEL

This button will cause all new or changed information to be ignored and control returned to the menu screen.

PRINT

This button will copy the loan information you are looking at to your printer (if you have a printer). See the Microsoft Windows manuals for information on setting up printers.


Edit Data Entry Fields
DATA ENTRY FIELDS

To get a definition of the a field double click on the green word.

0% LOAN

ACCOUNT NUMBER

ANNUAL INTEREST RATE

AS OF

CREDIT CARD

CURRENT BALANCE

MAKE EXTRA CASH AVAILABLE FOR USE

MAXIMUM PAYMENT AMOUNT

MINIMUM INTEREST AMOUNT

MINIMUM PAYMENT PERCENT

NUMBER OF PAYMENTS

PAYMENT FREQUENCY PAYMENT

REGULAR LOAN

REGULAR PAYMENT AMOUNT

REGULAR PAYMENT OVERRIDE

TOTAL AMOUNT PAID

TOTAL INTEREST PAID

USE EXTRA CASH WHEN AVAILABLE


Edit Add Account Overview
ADD ACCOUNT OVERVIEW

Here you enter new accounts. You enter as much information as you know about your loan.  When the SOLVE button becomes active, PAYOFF!® can solve for the remaining information about your loan by selecting the SOLVE button.

Also see Payoff! Categories:

Edit Account Overview

Delete Account Overview

Copy Account Overview

Cut Account Overview

Paste Account Overview

To choose a Payoff! Topic:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Add Account Step By Step
ADD ACCOUNT STEP BY STEP

To add new accounts to PAYOFF do the following:

From the Edit Menu, choose Edit (ALT E)

Select Add Account form the pull-down Menu(CTRL + A)

From the Account Entry window, choose a loan type

Fill in loan information

When this loan is paid off:

Decide if extra cash is available for use by outstanding loans by selecting XXXX.

Decide if this loan can use extra cash if available by selecting XXX.

Also see Payoff! Categories:

Delete Account Step by By Step

Copy Account Step by By Step

Cut Account Step by By Step

Paste Account Step by By Step

To choose a Payoff! Topic:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


EDIT ACCOUNT OVERVIEW

Here you can edit existing accounts. You change as much information as you need too amount your loan.  When the SOLVE button becomes active, PAYOFF!® can solve for the remaining information about your loan by selecting the SOLVE button.

Also see Payoff!® Categories:

Add Account Overview

Delete Account Overview

Copy Account Overview

Cut Account Overview

Paste Account Overview

To choose a Payoff!® Topic:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


EDIT ACCOUNT STEP BY STEP

To edit an exicting account in PAYOFF!® do the following:

From the Edit Menu, choose Edit (ALT E)

Select Edit Account form the pull-down Menu(CTRL + E)

Change information

Also see Payoff!® Categories:

Add Account Step by By Step

Delete Account Step by By Step

Copy Account Step by By Step

Cut Account Step by By Step

Paste Account Step by By Step

To choose a Payoff!® Topic:

Select the green underlined topic you want to view.

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Delete Account Overview
DELETE ACCOUNT OVERVIEW

Here you delete existing accounts. You can not restore a deleted account.

Also see Payoff!® Categories:

Add Account Overview

Edit Account Overview

Copy Account Overview

Cut Account Overview

Paste Account Overview

To choose a Payoff!® Topic:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Delete Account Step By Step
DELETE ACCOUNT STEP BY STEP

To delete and existing account in PAYOFF!® do the following:

From the Menu screen first select the account that you want to delete.

From the Edit Menu, choose Edit (ALT E)

Select Delete Account form the pull-down Menu(CTRL + D)

Also see Payoff!® Categories:

Add Account Step by By Step

Copy Account Step by By Step

Cut Account Step by By Step

Paste Account Step by By Step

To choose a Payoff!®:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Copy Account Overview
COPY ACCOUNT OVERVIEW

This is a method that help you copy an existing account in PAYOFF!®.  This is useful when you are about to add a new account that is similar to an account you have already entered.

Also see Payoff!® Categories:

Add Account Overview

Edit Account Overview

Delete Account Overview

Cut Account Overview

Paste Account Overview

To choose a Payoff!® Topic:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Copy Account Step By Step
COPY ACCOUNT STEP BY STEP

To copy an accounts in PAYOFF!® do the following:

From the Main screen select an account.

From the Edit Menu, choose Edit (ALT E)

Select Copy Account form the pull-down Menu(CTRL + T)

Also see Payoff!® Categories:

Add Account Step by By Step

Delete Account Step by By Step

Cut Account Step by By Step

Paste Account Step by By Step

To choose a Payoff!® Topic:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Cut Overview
CUT OVERVIEW

This helps you transfer an account from one file to a different file.

Also see Payoff!® Categories:

Add Account Overview

Edit Account Overview

Delete Account Overview

Copy Account Overview

Paste Account Overview

To choose a Payoff!®:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Cut Step By Step
CUT STEP BY STEP

To add cut an account in PAYOFF!® do the following:

From the Main screen select an account

From the Edit Menu, choose Edit (ALT E)

Select Cut Account form the pull-down Menu(CTRL + T)

The account is then removed from the current file.

Form the Main menu select File Save

Select File open....

See paste

Also see Payoff!® Categories:

Add Account Step by By Step

Delete Account Step by By Step

Copy Account Step by By Step

Paste Account Step by By Step

To choose a Payoff!®:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Paste Overview
PASTE OVERVIEW

This is the next step after Cutting and account. This moves a cut acount from the holding area to the current file.

Also see Payoff!® Categories:

Add Account Overview

Edit Account Overview

Delete Account Overview

Copy Account Overview

Cut Account Overview

To choose a Payoff!®:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Edit Paste Step By Step
PASTE STEP BY STEP

To add new accounts to PAYOFF!® do the following:

From the Edit Menu, choose Edit (ALT E)

Select Add Account form the pull-down Menu(CTRL + A)

From the Account Entry window, choose a loan type.

Fill in loan information

When this loan is paid off:

Decide if extra cash is available for use by outstanding loans by selecting XXXX.

Decide if this loan can use extra cash if available by selecting XXX.

Also see Payoff!® Categories:

Add Account Step by By Step

Delete Account Step by By Step

Copy Account Step by By Step

Cut Account Step by By Step

To choose a Payoff!®:

Select the green underlined topic you want to view

Or press TAB to select the topic. Then press ENTER. When the pointer is over the topic, the pointer changes to a hand icon.


Order Form
PAYOFF!® 2.01d ORDER FORM

Send or Fax completed form to:

Logicorp, Inc.

PAYOFF!® 2.01d Order Dept.

20 Fillmore Lane

Streamwood, IL  60107-1380

Fax:  (708) 830-4878

PAYOFF!® 2.01d

Quantity: ________	@ $ 49.00	each	______________

Sales Tax (IL residents only 8.25%)	@ $  4.04	each	______________

Shipping and Handling (Only if Disk Needed)	@ $  2.50	each	______________

Shipping (Overseas orders only)	@ $10.00	each	______________

Total	______________

Payment by: (PLEASE DO NOT SEND CASH)

 ___ Check ___ Money Order ___ VISA __ MasterCard ___ Carte Blanche/Diners ___ JCB

Credit Card Number: ______________________________________ Exp. Date: _______/______

Signature:	_____________________________________________________________

Registered User Information: (PLEASE PRINT)

Name:	____________________________________________________________________

Company:	____________________________________________________________________

Address:	____________________________________________________________________

____________________________________________________________________

City:	____________________________________________________________________

State, Zip	____________________________________________________________________

Country	____________________________________________________________________

Daytime Phone:	(______) ______-__________

Evening Phone:	(______) ______-__________

Fax       (if any):	(______) ______-__________

Required Diskette Format	______ 5.25	______ 3.5	______ NO DISK NEEDED

Where did you find PAYOFF!® 2.01d?

________________________________________________________________________________

________________________________________________________________________________

________________________________________________________________________________


Benefits Of Using

Over the past couple of years many people like ourselves have taken on a little bit more indebtedness then they found comfortable. It seems the financial future of our economy is sometimes questionable because of the amount of debt our country has accumulated.

However, many people are aware that getting out of debt or at least reducing debt is a good idea. Some debt is for the most part unavoidable, like buying a house or even buy a new car. However, debt still needs to be managed.

You could sit and list all your debts and create a payment schedule for each creditor. However this only shows you creditor by creditor what you owe. What is need is a tool that will show all your creditors together and most important, a realistic plan to payoff or reduce our indebtedness.

This is why PAYOFF! was written. By entering information about your loans into PAYOFF! you have a starting point to manage and payoff your debit. You can create different what-if scenarios to compare them to your needs and goals.

As in any matter of fiance, consult with your accountant prior to starting any plan.  An accountant can provide a complete picture of your finances.


Context Help

Context Sensitive Help does NOT exist.  However, a list of Help topics does exist. See Help on Main Menu.


HELP CONTENTS

Clicking any topic in this screen leads to a separate index of Help topics about that item. For an extensive index to Payoff!® 2.01d, one like the traditional index at the end of a book, select the Search button in this window.

To choose a topic:

Click the green underlined topic you want to view.

Or press TAB to select the topic.  Then, press ENTER.  When the pointer is over the topic, the pointer changes to a hand icon.

Topics:

Benefits of Using Payoff!® 2.01d

Installatiation

Files

Edit

Compute

Reports

Options

Logicorp, Inc.'s Outstanding Support

Your Next Release

So Why Register?

About Shareware

Software License Agreement

Order Form

©1992-93 Logicorp, Inc. All Rights Reserved


SO WHY REGISTER?

Here's four good reasons:

1.	Customer Support

You will have access to Logicorp Inc.'s outstanding customer support

2.	Upgrade Information

Advance notice of new versions and special prices!

3.	Product Information

Be the first to hear of product developments, enhancements, and add-ins, as well as other new Logicorp products.

4.	It's the right thing to do!

If you are using the program, it only seems right to register.


Nest Release
NEXT RELEASE

Payoff!® 2.01d is improved -- by you, a registered owner.

As a registered owner you can request that Logicorp include your ideas into the next release.  Besides if you're the first to submit an idea that is included in a future release you will receive that release free.

See About Shareware and Order Form


Support
LOGICORP, INC.'S OUTSTANDING SUPPORT

We provide excellent after-sale assistance for trail systems and also registered systems.

When requesting technical support, please include your name, daytime phone number, registration number (if registered) and version number.

Fax 708/830-4878

CompuServ ID# 76450,2051

Mailing Address

Logicorp, Inc.

Payoff!® 2.01d Support

20 Fillmore Lane

Streamwood, IL 60107-1380


Bug Report
You can FAX your forms to Michael Green at Logicorp, Inc. (708) 830-4878

Payoff!® 2.01d Bug Report Form

(Please use this one page form for each problem you encounter)

Your Name:

Your Phone Number:

Your Fax Number:

Date:

Description of Problem

List of Steps you took to Recreate Problem

Results(what went wrong)

What you expected would happen