POPULATION: 38,310 POPULATION CHANGE 1980-86: 1.6% BLACK POPULATION: 0.6% HISPANIC POPULATION: 0.8% POPULATION AGE 65 AND OVER: 10.8% INCOME PER CAPITA: $9,542 (1985) PERSONS BELOW POVERTY LEVEL: 16.2% UNEMPLOYMENT RATE: 3.9% BIRTH RATE: 12.3 per 1,000 population CRIME RATE: 10,217 per 100,000 population POLICE PROTECTION: 22 officers per 10,000 population COLLEGE EDUCATION: 27.9 percent with 4 years or more JANUARY MEAN TEMPERATURE: 16.6@ Fahrenheit JULY MEAN TEMPERATURE: 69.6@ Fahrenheit ANNUAL PRECIPITATION: 33.7 inches LAND AREA: 10.8 square miles; 28.0 square kilometers LATITUDE: 44@28'N LONGITUDE: 73@14'W AREA CODE: 802 TIME ZONE: Eastern